Growing up in South Trinidad as the oldest of three siblings, Keshma learned important values from her parents early on. They emphasised a simple yet powerful idea: hard work brings rewards. She carried this lesson with her throughout her education and into her career, where discipline and dedication have become central to her success.

With a career spanning nearly 30 years in governance, risk, and compliance, and more than 15 years focused on combating financial crime, Keshma has earned a reputation as a trusted expert in Trinidad and Tobago and across the Caribbean. Her commitment to the field of compliance goes beyond mere knowledge of the rules; she feels a strong responsibility to protect institutions and society as a whole.

Keshma has collaborated closely with banks and businesses in the region, helping them understand and navigate complex rules and regulations. She assists organisations in developing programmes to prevent money laundering, assesses risks, and supports them during regulatory reviews. What makes her unique is her talent for simplifying global standards and turning them into practical solutions that fit within the Caribbean context.

For Keshma, compliance is about more than just following rules; it's about building trust. She believes that robust compliance systems lead to better decision-making, protect organisations, and contribute to community well-being. Her work focuses on helping organisations:

• Develop a strong culture of risk management and compliance.
• Use technology to enhance monitoring and oversight.
• Make compliance a part of daily business practices.
• Shift from simply reacting to risks to proactively managing them.

This approach helps companies view compliance not as a burden, but as a key part of their growth and success.

One of Keshma’s most impactful roles has been that of an educator. Over the years, she has taught at universities in Trinidad and Tobago, sharing her expertise in areas like anti-money laundering (AML), law, corporate governance, and business ethics.

Her teaching style is approachable and relatable, empowering students and professionals to apply what they learn in real-life situations. Many continue to seek her guidance long after they leave her classroom.

Keshma is also known for her ability to connect with audiences, whether in boardrooms, trainings, or professional events. She breaks down complex topics, encourages open discussions, and helps others feel comfortable asking questions. Through her work, she demonstrates a broader commitment to improving professional standards and contributing to the community.

As the risks associated with financial crimes continue to evolve and technology reshapes the landscape, Keshma focuses on the future. She is particularly interested in exploring:

• Technology-driven solutions for compliance.
• Combining efforts in anti-money laundering, fraud prevention, and regulatory compliance.
• Building a stronger risk management culture within organisations.
• Her proactive approach ensures that the organisations she works with are not just compliant today, but ready for tomorrow’s challenges.

Keshma’s journey serves as a reminder that true leadership is shaped not only by knowledge but also by values, determination, and a commitment to making a difference